Budgeting, the Dave Ramsey Way!

student-guide-mockup_largeQuestion/Answer Forum on Budgeting

What do you know about budgeting? Do you know how to budget your money? Do you have the funds in the bank to cover all your expenses?

My budget

I know I don’t always budget. I am the laziest person when it comes to budgeting. At least I was when I was in college, and beyond too. It is not easy to balance a check book or to make a budget. There is always something that you can be doing that you want to do that is so much more interesting than budgeting. Just the word budgeting gets to some people. I know this because I am one of those people.

Why a budget?

Well, I found several ways to budget and I have to sit down and make myself do a budget. I know it is not fun. Not something that someone wants to do.
My dad always said that a budget is important. He suggested that I consult an expert if I did not want to follow his advice and gave me Dave Ramsey’s name. I would put dad’s advice on here, however, Dave Ramsey said it almost like him. So I have included his advice here.

Dave Ramsey Expert on Budgeting: Total Money Makeover!

I recommend reading the Total Money Makeover. I know, you may not like to read, however, this book will help you with your money. It will also help you to become debt free! Does that sound good? Well, there is some things you do have to do first though. See this interesting video. It gives an overview of the book.

What I learned

I then learned something. I learned that you can tell your money what to do. I found Dave Ramsey. He taught me a lot. I did not always follow his advise. There are a number of people who you can find to help you with your budgeting. However, I think that Dave Ramsey’s is about the best. I have listed a few sites that you can go to for more information about budgeting.  Here is a couple of little excerpts from Dave Ramsey’s site about budgeting:

Dave Ramsey On Budgeting

How you may feel.

Here is a video of how you may feel. This person, Sarah, tells of 5 ways Dave Ramsey ruined her life. Check out this video. It is really different. Let me know what you think.

My opinion

My opinion is that Dave Ramsey is the best at teaching a budget. Here is a link to his website if you want more help from him. Dave Ramsey

What is your opinion on Budgeting? How do you budget the money you get? Please let me know your opinion on budgeting below.


2 Replies to “Budgeting, the Dave Ramsey Way!”

  1. Really nice site, this post has made me stop and question my own financial situation and what we can do to change things. Definitely now something a lot of people sit and think about, it is easier just living paycheck to paycheck. Is this something you implemented into your own lifestyle?

  2. I have tried at a lot of stuff. And yes, I implement it in my life. It is not easy, but I am a work in progress.

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